The Thompson Group
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https://www.ruhlmortgage.com/BlakeEller.html
Description
This 14.3-acre property is about space, versatility, and the opportunity to enjoy a true country lifestyle. Set among expansive rural surroundings, the property offers an impressive collection of amenities for horses, hobbies, recreation, storage, and outdoor living. The 9-stall horse barn features automatic waterers, a tack room, and an indoor riding arena, providing a substantial setup for equestrian use. A separate 40' x 60' shed with concrete floor adds valuable space for equipment, vehicles, workshop activities, or storage. There is plenty of area for pasture or hay cutting. Seller reports approximately 500 bales on first cutting and around 250 on the second cutting. The grounds offer plenty of reasons to spend time outdoors. Enjoy the 20' x 40' in-ground pool, complete with a seller-reported new liner in 2025, depths ranging from approximately 4' to 8', and a firepit incorporated into the pool deck. Beyond the maintained yard and pasture is a pond approximately 18' deep at the north end and 5' deep at the south end, adding another dimension to the property's recreational appeal. Open lawn, mature trees, surrounding countryside, and substantial outbuildings create a setting well suited for those looking for room to spread out. The home itself is spacious and offers a functional layout. The main level includes a kitchen and dining area, family room, office, half bath, foyer with open staircase, and formal living room with cathedral ceiling and wood burning fireplace. Upstairs are four bedrooms, including a primary suite with full bath, plus a second full bathroom. The lower level expands the living and entertaining space with a rec room featuring a wet bar with seating for 12, and woodburning fireplace with indoor grill, full bath, and laundry area. Seller-reported improvements include a new roof in 2023, along with siding on the rear of the home and a primary-bedroom window. The property has two furnaces and two central-air units; the basement propane furnace was installed in 2016 and the attic electric furnace in 2017. The water heater was installed in 2016 and the well pump in 2018, per seller. With its horse facilities, indoor arena, large outbuilding, pool, pasture, pond, and extensive grounds, this is a property with exceptional potential for equestrian, recreational, and country living for a buyer ready to make the home their own.
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 3,898
Lot Size: 14.30 acres
Garage Size: 2
School District: Sterling School District #5
Brick Exterior
Stone Exterior
Two Fireplaces
General Information
Bedrooms: 4
Bathrooms: 4
Sqft: 3,898
County: Whiteside
Listed By:
BARNES REALTY, INC.
Rockford Board of Realtors
MLS ID: 202605134
Room Information
Bedroom 1: 16.09 X 14.06 Level - Upper
Bedroom 2: 14.11 X 13.07 Level - Upper
Bedroom 3: 13.08 X 11.10 Level - Upper
Bedroom 4: 10.06 X 9.03 Level - Upper
Kitchen: 18.05 X 13.10 Level - Main
Living Room: 27.10 X 16.07 Level - Main
Dining Room: 15.02 X 10 Level - Main
Family Room: 15.09 X 17.10 Level - Main
Yes: 26.03 X 16 Level - Lower
Office: 17.02 X 13.05 Level - Main
Excercise: 28.05 X 12.06 Level - Lower
Bar Room: 26 X 10.05 Level - Lower
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20775 Hickory Hills Road, Sterling, IL 61081.
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563-441-1862
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $750,000 | $750,000 | $750,000 |
| Down Payment | $150,000 | $26,250 | $187,500 |
| Monthly Mortgage Amount | $3,792 | $4,655 | $4,709 |
| Taxes | $1044 | $1044 | $1044 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $330 | $0 |
| Monthly Estimated Total | $5,055 | $6,248 | $5,972 |
About this area
About Sterling
Sterling, IL is a well-established city in the northwest part of the state that offers a comfortable blend of small-city charm, riverfront scenery, and modern conveniences. Nestled along the Rock River, Sterling provides residents with access to scenic parks, walking trails, and outdoor recreation while supporting a vibrant local economy and strong community infrastructure. The city features a revitalized downtown area with local shops, dining options, and community events that reflect Sterling’s pride and sense of connection. Its location allows for easy travel to nearby cities while maintaining a relaxed, approachable atmosphere.
Once known as the Hardware Capital of the World, Sterling is widely associated with manufacturing and the steel industry. This growing industrial community is surrounded by popular parks, farmland and industrial parks offering employment seekers a great place to settle.
With more than six nearby neighborhood parks, and a popular state park located a short distance away, nature exploration is a favorite past time in Sterling. The beautiful Rock River brings people out to boat, fish and play in its waters. After a day out in nature, residents love to come back to their neighborhood and enjoy town activities. Movies in the park during the Summer is a very popular event as well as grabbing a bite to eat at the Midway Diner where patrons can enjoy a classic hamburger, hot-dog, nachos and many other classic favorites. Small in boundaries, but large on activities for residents, Sterling is a great community to live in and raise a family. With seasonal festivals, a small but influential art scene, and outdoor recreation, there is something to keep everyone busy.
The real estate market in Sterling is diverse and appealing to a wide range of buyers. Residential options include classic single-family homes in established neighborhoods, many showcasing traditional Midwestern architecture, mature trees, and generous lot sizes. Buyers will also find ranch-style homes, multi-level properties, and updated residences offering modern layouts and amenities. Newer developments on the outskirts of the city provide contemporary housing with open floor plans and attached garages, appealing to families and professionals alike.
Sterling also offers opportunities for buyers seeking additional space, with properties on larger lots or in semi-rural settings just outside the city limits. Affordability is a key advantage, making the area attractive to first-time homebuyers, retirees, and those looking to maximize value without sacrificing quality of life.
With its riverfront setting, strong sense of community, and wide variety of housing options, Sterling stands out as a desirable place to live. The city combines economic stability, natural beauty, and comfortable residential living in a way that continues to draw long-term residents and newcomers alike.
If you are ready to start your home buying or selling journey, browse the latest real estate listings in Sterling, IL. You can also contact us—we are here to help!
Nearest Ruhl & Ruhl Office: Clinton
301 North Second Street
Clinton, IA 52732
(563) 441-1776
The Thompson Group
Kirk Thompson and Julisa Pineda
Cell: (563) 299-0999
Licensed in IA
Muscatine Office
226 East 2nd Street
Muscatine, IA 52761
(563) 264-0240
Muscatine, IA 52761
(563) 264-0240
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