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1853 Darby Lane, Davis, IL 61019.
COMPLETELY UPDATED*BEAUTIFULLY REDESIGNED*WELCOME HOME!* This stunning 4-bedroom, 4-bath, open-concept two-story home, located in Lake Summerset, has been completely transformed and is ready for you to move right in! Step inside to a gorgeous new kitchen featuring quality white soft-close cabinetry, quartz countertops, upgraded appliances, a large island with seating, pantry, range hood, and beverage refrigerator. The kitchen flows beautifully into the spacious great room, complete with a toasty, modern electric fireplace-the perfect gathering space for family and friends. The wheelchair-accessible first floor has been thoughtfully reconstructed and includes a comfortable bedroom and beautiful full bath. Upstairs, discover your own private primary sanctuary with a luxurious full bath featuring a glass-wall shower, a freestanding soaker tub and duo-closets, and an enormous walk-in dressing room that is truly a dream! Two additional spacious bedrooms and an updated full bath complete the upper level. The finished lower level adds even more versatility with a flex room perfect for a family room, game room, or recreation space, plus another full bath. And then there's the flex living space above the 2-car garage! With its own private entrance, complete kitchenette, and full bathroom, this versatile space can be whatever you need-a private in-law suite, guest retreat, home office, man cave, hobby room, studio, or personal getaway. Outside, relax on the covered front porch or paver-stone patio in the peaceful wooded setting complete with underground dog fencing. Or, enjoy all the amenities this golf-cart friendly, gated community has to offer. Boating, fishing, kayaking on the 285-acre lake, 2 beaches, heated pool, campground & more. **Completely updated*Thoughtfully redesigned*Beautifully versatile* This is a Lake Summerset home you won't want to miss! ** **New Roof (2026) First-floor Remodel - Appliances - Flooring- Bathrooms - Furnace (2025) **
MLS ID: 12746185
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1853 Darby Lane, Davis, IL 61019.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $379,000 | $379,000 | $379,000 |
| Down Payment | $75,800 | $13,265 | $94,750 |
| Monthly Mortgage Amount | $1,916 | $2,352 | $2,380 |
| Taxes | $527 | $527 | $527 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $167 | $0 |
| Monthly Estimated Total | $2,554 | $3,157 | $3,018 |
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