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16797 W Barclay Road, Polo, IL 61064.
Enjoy the best of country living in this exceptional new construction ranch home. Set on 1.28 private acres with scenic views, this property combines solid modern construction with a peaceful rural setting. You will immediately notice the care put into this home, from the custom timber truss entryways on the front and back porches to the premium structural materials designed for energy efficiency and long-term durability. The home features thoughtful upgrades like a stamped concrete foundation, a high-efficiency insulated siding system, and Andersen 400 Series windows. Step inside to a bright, open concept layout with a split floor plan. The main level features 9-foot ceilings, a spacious living area, and durable vinyl plank flooring throughout. The true showpiece of this home is the bright, highly functional kitchen with plenty of workspace including both a center island and a peninsula with breakfast bar. Premium double-stacked cabinets extend to the ceiling for a custom feel. Designed with modern full overlay styling, these cabinets are equipped with luxury upgrades, including soft-close doors and drawers and custom pull-out shelves for effortless organization. The space is beautifully finished with quartz countertops, a deep double basin farmhouse sink, stainless steel appliances, and a convenient pantry. The well laid out, custom designed laundry room is styled to match the home's high-end kitchen finishes. Equipped with premium built-in cabinetry, the layout features a dedicated folding counter with storage drawers and a matching laundry sink and vanity with upper storage cabinets. The spacious primary bedroom suite offers two walk-in closets with organizers and a private bathroom with a quartz vanity top. Two additional bedrooms and a second full bath complete the main level. Downstairs, the expansive full basement boasts 10-foot ceilings that completely eliminate the typical dark basement feel. This lower level has been framed for a bedroom with egress window, a roughed-in bathroom, a utility room, a bonus room, and a large open space with a second egress window, giving you the perfect blueprint to complete a 4 to 5 bedroom layout with a spacious family room and 3rd bathroom. The attached 2-car garage offers extra headroom with 10-foot ceilings and is fully insulated and drywalled. Complete with a new septic system, high-efficiency HVAC, and a tankless water heater, this brand new home is ready for you to move right in and build future equity.
MLS ID: 12728573
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16797 W Barclay Road, Polo, IL 61064.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $489,000 | $489,000 | $489,000 |
| Down Payment | $97,800 | $17,115 | $122,250 |
| Monthly Mortgage Amount | $2,473 | $3,035 | $3,070 |
| Taxes | $681 | $681 | $681 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $215 | $0 |
| Monthly Estimated Total | $3,297 | $4,074 | $3,894 |
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