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109 W Main Street, Mount Morris, IL 61054.
Character, comfort, and quality come together in this charming two story home featuring a garden style basement with three finished rooms and a full bathroom, offering flexible space for potential bedrooms, a family room, home office, hobby area, or guest accommodations. Start your day in the bright and sunny three season front porch, complete with built-in storage cabinets, or gather in the beautifully remodeled kitchen showcasing quality KraftMaid cabinetry. The convenient first floor laundry includes additional built-in cabinets for exceptional storage, while the upper level bathroom boasts an oversized walk-in shower that feels like a private spa retreat. Built in cabinetry throughout the home adds timeless charm and craftsmanship rarely found today. Car enthusiasts, hobbyists, and DIYers will appreciate the oversized heated garage with an attached workshop area and an expansive loft offering endless possibilities for storage or projects. Just off the garage, unwind in the inviting screened porch featuring a cozy wood burning fireplace, creating the perfect space for relaxing or entertaining. Outside, you'll find a raised garden bed ready for your favorite flowers or vegetables. Quality features continue with attractive cedar siding, durable 50 year shingles, and energy efficient double and triple pane windows, making this exceptional property as practical as it is welcoming.
MLS ID: 12725296
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109 W Main Street, Mount Morris, IL 61054.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $220,000 | $220,000 | $220,000 |
| Down Payment | $44,000 | $7,700 | $55,000 |
| Monthly Mortgage Amount | $1,112 | $1,365 | $1,381 |
| Taxes | $306 | $306 | $306 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $97 | $0 |
| Monthly Estimated Total | $1,518 | $1,868 | $1,787 |
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